Singletrack Forum » User Favorites: joao3v16

↧

joao3v16 on "Dumb Mortgage Question"

March 23, 2011, 4:29 am

I am currently on a 5-year fixed rate mortgage (5.9% I think), that I signed up to in September 2007 and therefore expires toward the end of next year.What's the deal with switching mortgage mid-term?...

View Article

Ho hum on "Dumb Mortgage Question"

March 23, 2011, 4:32 am

Should be fine, as long as there are no over hanging penalties after the end of you special rate period.Have a look at what redemption penalties you currently have because it may be in your interest to...

View Article

j_me on "Dumb Mortgage Question"

March 23, 2011, 4:34 am

Possible but there will no doubt be penalties, how much depends on your product. Unless you've got a huge mortgage and have a big lump sum to pay in or you have found a very good deal I would imagine...

View Article

FunkyDunc on "Dumb Mortgage Question"

March 23, 2011, 4:45 am

"I would imagine that your penalties and charges will far outweigh any savings you will make over the next 8 months from your new mortgage."I would agree with this. Currently I'm on 6.4% and looking at...

View Article

jon1973 on "Dumb Mortgage Question"

March 23, 2011, 4:53 am

What's the deal with switching mortgage mid-term?With Nationwide the penalty is 3% of the outstanding loan, just to give you a possible ball park figure.

View Article

keppoch on "Dumb Mortgage Question"

March 23, 2011, 4:55 am

FunkyDunc interested who the 3.4% deal is with and whether you can make overpayments?

View Article

joao3v16 on "Dumb Mortgage Question"

March 23, 2011, 5:33 am

...penalties and charges will far outweigh any savings you will make over the next 8 months from your new mortgage...Yeh, I'll check the details when I get home.About 18 months left on my current...

View Article

joao3v16 on "Stop the World! ... The Broken Economy Just Got Serious"

March 30, 2011, 3:08 am

** Warning: Do not read this if you are of a sensitive nature **Today, the reality of Govt spending cuts and the whole world generally going wrong has been brought abruptly and sharply into focus by...

View Article