...penalties and charges will far outweigh any savings you will make over the next 8 months from your new mortgage...
Yeh, I'll check the details when I get home.
About 18 months left on my current mortgage deal, paying £640 per month, outstanding balance around £90k.
If there's (for example) a 3% penalty, that's £2700.
So to make it worth my while I'd need to find a mortgage deal with payments of <£490/mth to give me any financial benefit.
I'll have a look around, just to see...